What is the purpose of obtaining uninsured or underinsured motorist coverage?

Transcript

The purpose of obtaining uninsured or underinsured motorist coverage in Florida is basically to protect you and your family. It’s under that provision that you and your family are able to collect when you’re injured as a result of an accident with somebody who either doesn’t have any insurance or doesn’t have enough insurance to pay the full value of the claim. It’s very valuable and something that everyone should purchase.