A Car Accident Lawyer Can Help You With Your Insurance Claim

People buy car insurance policies because the law requires it; in Florida, all drivers must carry liability insurance coverage, but some states have even higher minimum requirements than Florida.  If you have ever gotten into a car accident, your first thought was probably a worry that your insurance premiums would get more expensive.  It probably never crossed your mind that the insurance company would pay enough on your claim to cover your accident-related financial losses.  Even if you eventually received a check for the full amount of your claim, it probably came so many months later that you had incurred additional financial losses in the process of covering the costs until your insurance money came.  More likely, though, when you received the insurance settlement, it was less than you needed.  This is how the insurance companies want it, but it is not how things have to be.  For help getting an adequate settlement on your car accident insurance claim, contact a Fort Lauderdale auto accident attorney.

It Is Not Just Your Imagine That the Insurance Companies Are Making It As Hard As They Can to Get Your Money

In 2010, a law professor named Jay Feinman published the book Delay Deny Defend, outlining the abuses of the property insurance and casualty insurance industry; this includes car insurance policies that cover collision claims.  He argued that insurance companies put their resources into denying legitimate claims and paying claimants less than the amount to which they should be entitled.  These are some of the strategies they use to prioritize their bottom line instead of the wellbeing of policyholders and clients:

• Using computer algorithms to decide what percentage of claims they must deny to turn a profit and then committing to that benchmark, even if it means denying worthy claims
• Asking claimants to give recorded statements and then using these to find excuses to pay less on claims or undermine the credibility of claimants
• If you challenge the denial of a claim, insurance companies engage in a protracted dispute process, or else delay payment, even when it is obvious that you are entitled to it
• Generally taking a long time to respond to communications from claimants

Unfortunately, things have only gotten worse since 2010, when Feinman originally published the book.

A Personal Injury Lawyer Can Probably Get You a Fair Settlement Without Going to Court

Insurance companies engage in all of these shenanigans simply because they can.  They know that most people do not have the resources or the energy to fight, especially when you are struggling with ill health and financial hardship.  This is as unfair as it sounds.  Your best defense is to hire a personal injury lawyer.  Your lawyer can call the insurance companies’ bluff and successfully negotiate for a fair settlement.  In most cases, it is possible to get the money you need for your claim without going to court.

Set Up a Consultation Today

A car accident lawyer can help you get a fair settlement from the insurance company on your car accident injury claim.  Contact Boone & Davis in Fort Lauderdale, Florida or call 954-566-919 to explore your potential recovery options today.

Source:

apnews.com/article/unitedhealthcare-ceo-shooting-delay-deny-defend-depose-ee73ceb19f361835c654f04a3b88c50c